Baccarat GameThe beauty of playing Baccarat is that there are only three possible outcomes to each game played. And as the house edge on two of these bets is around the one percent mark, it is also one of the best paying casino games.

The aim of any game of Baccarat is to try and guess what the outcome of the game will be; specifically, whether the bankers or the players hand will be closer to a total value of nine, or if both hands will tie.

You can bet on any of the three possible outcomes and at varying stakes. The bet levels at most casinos start quite modestly, but they also accommodate the super high rollers, for many of whom Baccarat is the game of choice.

How to Play

To set a new game of Baccarat in motion you must first decide which of the three betting options you would like to place a wager on. You can place as little or as much on any of these betting boxes as you please, however, they must fall with in the minimum and maximum permitted table stakes as displayed on the Baccarat table.

Baccarat ResultOnce you have placed your wager, hit the ‘Deal’ button and the banker will then deal two cards to both the bankers and players hand. Both sets of cards are dealt face up and the total of each hand is tallied up to give a total value.

When counting cards in Baccarat, any ten or picture card is counted as a zero. If the total value is over nine then the right hand digit in the total is the one used; so for example if the total is 14 then the value of that hand is 4, and if the total is 15 then the value of that hand becomes 5 and so on.

The next bit is where Baccarat gets a little confusing if you are unfamiliar with the game. Both the players hand and the bankers hand may draw additional cards, depending on their value.

If the players hand is a 0, 1, 2, 3, 4 or 5 then they will draw a card. If the player stands (ie: totals 6,7,8 or 9) then the banker will only draw a card if their hand totals 5 or less.

If the player does not stand, then whether or not the banker draws a card will depend on both the value of the players third card and the value of the bankers hand.

  • For banker hands of 0, 1 or 2, a third card is always drawn.
  • For banker hands of 3, a third card is drawn unless the players third card is an 8.
  • For banker hands of 4, a third card is drawn if the players third card is a 2, 3, 4, 5, 6 or 7.
  • For banker hands of 5,  a third card is drawn if the players third card is a 4, 5, 6 or 7.
  • For banker hands of 6, a third card is drawn if the players third card is a 6 or a 7.
  • For banker hands of 7, 8 or 9, a third card is never drawn.

Banker Bets & Commission

If you place a winning bet on the banker then a 5% commission is deducted from your winnings. This is to cover the fact that the banker’s hand is slightly more likely to win than the players hand. Regardless of which hand you choose to bet on, the house edge is still around 1%.

Hints and Tips

Baccarat TieDue to the high payout odds available on the ‘tied hand bet’, this can lure many players into placing this wager; however it is worth pointing out that this particular wager has a huge house edge attached to it, and this means it offers very poor value for players.

So our main tip for playing Baccarat is to stick to placing either a player or banker bet, and never be tempted by the high payout odds of the tied bet wager.